Carrot Cake Banana Bread: A Divine Union of Flavors
When two dessert icons come together, magic happens. This Carrot Cake Banana Bread is a moist, spiced, and sweet hybrid that takes the best parts of carrot cake—warm cinnamon spice, shredded carrots, and tender crumb—and merges them with the deep banana flavor and hearty texture of banana bread. The result? A uniquely cozy and satisfying loaf that’s loaded with flavor and finished with a silky vegan cream cheese topping.
Whether you’re enjoying it for breakfast, dessert, or an afternoon snack, this bake is incredibly versatile and crowd-pleasing. It’s easy to make, full of wholesome ingredients, and the kind of comfort food that instantly feels like home.
Why You’ll Love This Recipe
This fusion loaf checks every box:
- Moist and hearty: Perfectly tender crumb with the richness of banana and shredded carrot
- Just the right amount of spice: Cinnamon, nutmeg, and optional ginger make it feel like fall year-round
- Naturally sweet: Ripe bananas and carrots do most of the work
- Vegan optional: Easily made dairy- and egg-free with simple swaps
- Topped with a tangy vegan cream cheese glaze that adds the perfect balance
If you love the classic flavors of banana bread or the warm hug of carrot cake, this loaf is guaranteed to win you over.
Ingredient List (With Purpose)

For the Carrot Cake Banana Bread:
- Ripe bananas: Provide moisture, natural sweetness, and flavor depth
- Shredded carrots: Add texture, moisture, and a hint of natural sugar
- All-purpose flour: Gives the bread structure while keeping the crumb soft
- Baking powder + baking soda: Work together for the perfect rise
- Cinnamon + nutmeg: Bring classic carrot cake warmth and spice
- Brown sugar or coconut sugar: Adds caramel undertones and sweetness
- Neutral oil or melted coconut oil: Ensures a moist crumb and tender bite
- Plant-based milk or regular milk: Adds liquid and helps blend the batter
- Vanilla extract: Rounds out the flavor
- Salt: Balances sweetness and enhances the spices
Optional Add-Ins:
- Chopped walnuts or pecans: For nutty crunch
- Raisins or chopped dates: Adds natural sweetness and chewiness
- Pineapple tidbits (well drained): Adds tropical flair and even more moisture
For the Vegan Cream Cheese Topping:
- Vegan cream cheese: The tangy, creamy crown on top
- Powdered sugar: Sweetens the topping and thickens it
- Plant-based milk: Adjusts consistency
- Vanilla extract: Adds mellow sweetness
Step-by-Step Instructions
Step 1: Prepare the Loaf Batter
- Preheat oven to 350°F (175°C). Grease a standard loaf pan and line it with parchment paper for easy removal.
- In a large bowl, mash bananas until smooth. Stir in brown sugar, oil, vanilla extract, and plant milk.
- Add grated carrots and mix to combine.
- In a separate bowl, whisk together flour, baking powder, baking soda, salt, cinnamon, and nutmeg.
- Gradually add the dry ingredients to the wet mixture. Stir until just combined—do not overmix.
- Fold in any optional add-ins like nuts or raisins.
Step 2: Bake
- Pour the batter into the prepared loaf pan and smooth the top.
- Bake for 45–55 minutes, or until a toothpick inserted in the center comes out clean.
- Let cool in the pan for 10 minutes before transferring to a wire rack to cool completely.
Step 3: Make the Vegan Cream Cheese Topping
- In a small bowl, beat vegan cream cheese until smooth.
- Add powdered sugar, vanilla, and a splash of plant milk. Mix until smooth and pourable but not too thin.
- Once the bread is completely cooled, spoon or drizzle the cream cheese glaze over the top.
Optional Step: Caramelized Nut Topping
For an extra indulgent finish (like the one in your photo), try this:
- In a small saucepan, melt 2 tablespoons vegan butter and ¼ cup brown sugar.
- Add ½ cup chopped pecans or walnuts and stir to coat.
- Cook over medium-low heat for 2–3 minutes until glossy and sticky.
- Spoon the caramel nut mixture over the loaf before or after glazing.
Tips for Success
- Use bananas with lots of brown spots—they’re sweeter and mash easier.
- Don’t overmix the batter. Stir until just combined for the softest crumb.
- Let the loaf cool before glazing to prevent melting or runoff.
- You can make the loaf a day ahead; the flavor gets even better the next day.
- Want to go nut-free? Just skip the topping or substitute with pumpkin seeds.
Storage Instructions
Room Temperature: Store unglazed loaf in an airtight container for up to 2 days.
Refrigerator: Once glazed, keep in the fridge for up to 5 days. Let slices come to room temp or warm slightly before enjoying.
Freezer: Wrap unglazed slices tightly and freeze for up to 2 months. Thaw overnight and glaze before serving.
Enjoy!
This Carrot Cake Banana Bread is a fusion you didn’t know you needed—but once you’ve tried it, you’ll be hooked. It’s soft, flavorful, and perfectly spiced with just enough sweetness to feel like a treat. The creamy topping and crunchy optional nuts take it from “everyday banana bread” to a loaf worthy of celebrations.
It’s simple enough to bake on a lazy weekend, but special enough to bring to brunch, holidays, or gifting season. And because it’s so easily adaptable, you can make it your own with every bake.

Carrot Cake Banana Bread
Ingredients
For the Loaf:
- 3 ripe bananas mashed
- 1 cup grated carrot about 2 medium carrots
- ½ cup brown sugar or coconut sugar
- ¼ cup neutral oil or melted coconut oil
- ¼ cup plant-based milk
- 1 teaspoon vanilla extract
- 1½ cups all-purpose flour
- 1 teaspoon baking powder
- ½ teaspoon baking soda
- 1 teaspoon cinnamon
- ¼ teaspoon nutmeg
- ¼ teaspoon salt
- Optional: ½ cup chopped walnuts pecans, or raisins
For the Vegan Cream Cheese Topping:
- ½ cup vegan cream cheese
- ½ cup powdered sugar
- ½ teaspoon vanilla extract
- 1 –2 tablespoons plant milk as needed for consistency
Optional Caramel Nut Topping:
- 2 tablespoons vegan butter
- ¼ cup brown sugar
- ½ cup chopped pecans or walnuts
Instructions
- Preheat oven to 350°F. Grease and line a loaf pan.
- Mash bananas. Add sugar, oil, milk, vanilla, and carrots. Mix well.
- In a separate bowl, whisk dry ingredients. Add to wet and stir until just combined.
- Fold in nuts or raisins if using. Pour into loaf pan.
- Bake for 45–55 minutes or until a toothpick comes out clean.
- Cool completely. Prepare glaze and spread or drizzle on top.
- For optional topping, melt butter and sugar, stir in nuts, and spoon over the loaf.
Notes
- Make it gluten-free with 1:1 gluten-free flour blend.
- Loaf is freezer-friendly (unglazed).
- Best served at room temperature or slightly warm.